Terms of Service
Last updated: March 5, 2026
Acceptance of Terms
By accessing and using MP2 Savings Calculator (mp2savingscalculator.online), you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, please do not use this website.
Description of Service
MP2 Savings Calculator is a free, web-based educational tool that helps Filipino Pag-IBIG Fund members estimate and project their MP2 (Modified Pag-IBIG II) savings growth. The calculator provides projected returns based on user-provided inputs and historical dividend rate data. The website also provides educational content about the MP2 savings program, including how it works, its benefits, and how it compares to other investment options in the Philippines.
Not Financial Advice
The information and calculations provided by this website are for educational and informational purposes only. Nothing on this website should be construed as financial, investment, tax, or legal advice. The projected returns shown by the calculator are estimates based on simplified models and historical data. Actual MP2 dividend rates are declared annually by the Pag-IBIG Fund Board of Trustees and may vary significantly from projections. Always consult with a licensed financial advisor before making any investment decisions.
No Affiliation with Pag-IBIG Fund
This website is an independent project and is not affiliated with, endorsed by, or connected to the Pag-IBIG Fund (Home Development Mutual Fund / HDMF) or any government agency in any way. Any references to Pag-IBIG Fund, MP2, or related programs are for informational purposes only. For official information about the MP2 program, please visit the official Pag-IBIG Fund website.
Accuracy of Information
While we strive to provide accurate and up-to-date information, we make no warranties or representations about the accuracy, completeness, or reliability of the content on this website. The historical dividend rates displayed are sourced from publicly available Pag-IBIG Fund data and may contain errors. Users are encouraged to verify all information with official Pag-IBIG Fund sources.
Limitation of Liability
To the fullest extent permitted by law, MP2 Savings Calculator and its creators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this website. This includes, but is not limited to, any financial losses resulting from investment decisions made based on information or calculations provided by this tool.
Intellectual Property
The content, design, and code of this website are the property of their respective creators. The source code is available on GitHub. You may not reproduce, distribute, or create derivative works from this website's content for commercial purposes without permission.
Third-Party Services and Advertisements
This website uses third-party services including Vercel for hosting and analytics, and Google AdSense for advertising. These services have their own terms of service and privacy policies. We are not responsible for the content or practices of any third-party services or advertisements displayed on this website. The presence of advertisements does not constitute an endorsement of any advertised products or services.
User Conduct
You agree not to misuse this website or use it for any unlawful purpose. You shall not attempt to gain unauthorized access to any part of the website, interfere with its proper functioning, or use automated systems to access the website in a manner that exceeds reasonable usage.
Changes to These Terms
We reserve the right to update or modify these Terms of Service at any time. Changes will be posted on this page with an updated revision date. Your continued use of the website after any changes constitutes your acceptance of the updated terms.
Contact
For questions about these Terms of Service, you can reach us through our GitHub repository.