Introduction

Welcome to MP2 Savings Calculator (mp2savingscalculator.online). We respect your privacy and are committed to being transparent about how we operate. This Privacy Policy explains what information we collect, how we use it, and your choices regarding your data when you visit our website.

Information We Collect

Our calculator runs entirely in your browser. We do not collect, store, or transmit any personal financial data you enter into the calculator (such as contribution amounts or investment periods). All calculations are performed locally on your device.

However, we do use the following third-party services that may collect certain non-personal information:

• Vercel Analytics: We use Vercel Analytics to understand how visitors use our website. This service collects anonymized usage data such as page views, referral sources, browser type, device type, and country. No personally identifiable information is collected.
• Google AdSense: We use Google AdSense to display advertisements. Google may use cookies and web beacons to serve ads based on your prior visits to this or other websites. You can opt out of personalized advertising by visiting Google Ads Settings.

Cookies and Tracking Technologies

Our website may use cookies — small text files stored on your device — primarily through third-party services like Google AdSense. These cookies help deliver relevant advertisements and measure ad performance. You can control cookie preferences through your browser settings. Disabling cookies may affect the functionality of certain features on the website.

How We Use Information

The limited, anonymized information collected through analytics is used solely to:

• Understand website traffic and usage patterns
• Improve the calculator tool and user experience
• Ensure the website functions properly across devices and browsers

Data Sharing

We do not sell, trade, or rent your personal information to third parties. The only data shared is the anonymized analytics data processed by Vercel and the advertising data processed by Google, as described above.

Third-Party Links

Our website may contain links to external sites such as the official Pag-IBIG Fund website. We are not responsible for the privacy practices or content of these third-party websites. We encourage you to review their privacy policies before providing any personal information.

Children's Privacy

This website is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us so we can take appropriate action.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this page periodically to stay informed about how we protect your privacy.

Contact Us

If you have any questions or concerns about this Privacy Policy, you can reach us through our GitHub repository.